In 2016, over 12 million people in the UK did not have access to affordable credit. An estimated 16.8 per cent were over-indebted. In Wales, the proportion was higher in every single local authority area with three among the UK’s top 10 most over-indebted localities.

This report by called for real change to address this issue by improving access to affordable credit and providing people with the skills and confidence to make positive financial choices.

The report, which was launched at Cardiff University on 24 May, was commissioned by the Public Policy Institute for Wales as part of its work on tackling poverty and funded by the Economic and Social Research Council (ESRC).

Economic precarity

Posted on: 24 May 2016 Authors: Victoria Boelman,

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